Effective from: 15th September 2026
Welcome to Kiki’s Insurance Services. These Terms and Conditions govern your use of our website and the services we provide. By accessing our website or using our services, you agree to be bound by these terms. Please read them carefully before proceeding. If you do not agree with any part of these terms, you should not use our website or services.
By using the Kiki’s Insurance Services website and our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. We reserve the right to modify these terms at any time without prior notice. Your continued use of our website and services constitutes your acceptance of any changes. It is your responsibility to review these terms periodically for updates.
Kiki’s Insurance Services is an independent insurance agency providing insurance quotes, policy comparisons, and related insurance services. We work with multiple insurance carriers to help clients find coverage options that meet their needs. Our services include providing information, obtaining quotes, and assisting with insurance applications. We do not guarantee that any particular coverage or rate will be available to you.
When using our website and services, you agree to provide accurate, current, and complete information about yourself and your insurance needs. You are responsible for maintaining the confidentiality of any information you provide to us. You agree not to use our website or services for any unlawful purpose or in any manner that could damage, disable, or impair our website. You also agree not to interfere with any other party’s use of our services.
Any insurance quotes or information provided by Kiki’s Insurance Services are for informational purposes and are not binding. Actual coverage terms, conditions, and premiums may vary based on the final underwriting review by the insurance carrier. We make reasonable efforts to ensure the accuracy of the information we provide, but we do not guarantee the accuracy, completeness, or reliability of any quotes or information. Your final policy is subject to the terms and conditions of the actual policy issued by the insurance carrier.
Kiki’s Insurance Services does not guarantee that you will be approved for coverage with any insurance carrier. Coverage is subject to the underwriting guidelines and approval of the individual insurance company. We act as a facilitator to help you find insurance options, but we do not have the authority to bind coverage. Final approval of any policy is at the sole discretion of the insurance carrier.
Our website may contain links to third-party websites or resources. These links are provided for your convenience and do not constitute an endorsement of those websites. We have no control over the content or practices of third-party websites, and we are not responsible for their content or availability. Your use of third-party websites is at your own risk and subject to their terms and conditions.
All content on the Kiki’s Insurance Services website, including text, graphics, logos, and images, is the property of Kiki’s Insurance Services or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission. You may view and use the content for your personal, non-commercial purposes only.
To the fullest extent permitted by law, Kiki’s Insurance Services shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
Our website and services are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the information on our website is accurate, complete, or current.
You agree to indemnify, defend, and hold harmless Kiki’s Insurance Services and its employees, agents, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising from your use of our website or services or your violation of these Terms and Conditions.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of [Insert State] without regard to its conflict of law provisions. Any legal action or proceeding arising out of these terms shall be brought exclusively in the courts located in [Insert County and State].
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
We reserve the right to terminate or suspend your access to our website and services at any time, without notice, for any reason, including, without limitation, breach of these Terms and Conditions. Upon termination, your right to use our website and services will cease immediately.
These Terms and Conditions constitute the entire agreement between you and Kiki’s Insurance Services regarding your use of our website and services. They supersede all prior or contemporaneous communications and proposals, whether oral or written. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
If you have any questions about these Terms and Conditions, please contact us at:
Kiki’s Insurance Services
7908 Kilpatrick Parkway Bennington NE 68007
402-813-4239
kikikouete@cox.net
